When a loved one has mental or physical disabilities it is critical that the caregiver plan for the the care of that person after the caregiver dies.   Special needs planning does that with exploring the options available to provide assets to the loved one with special needs without those assets disqualifying him or her from  government benefit programs.

There are trusts and now bank accounts that disabled persons can have that will not disqualify him or her from SSI or Medicaid, but the rules for those investments are very specific.  Let us help you arrange for use of resources to enrich the life of the disabled person in your family without loss of public benefits.